First Home Loans
Buying your first home is one of life's biggest milestones, but it can feel complex. At Max Rich, our job is to make your journey into the Southeast Queensland property market simple, clear, and successful. We are your local specialists, here to turn your home ownership dream into a reality.
Next home loans
Ready to upgrade, downsize, or find your next home on the beautiful Gold Coast? This journey is different from your first. It's about leveraging your existing equity smartly to secure your next property. At Max Rich, we specialise in structuring finance for existing homeowners, ensuring a smooth and stress-free transition.
Investment loans
Building a successful property portfolio starts with a powerful finance strategy. An investment loan is fundamentally different from a regular home loan—it's a tool designed to maximise your returns, improve cash flow, and accelerate your wealth creation goals. At Max Rich, we are your strategic partners in property, structuring finance that works as hard as you do.
Construction loans
There’s nothing more rewarding than building a brand-new home, perfectly tailored to your vision. A construction loan is a specialised type of finance that funds your build in stages, from the slab pour to the final handover. At Max Rich, we are experts in construction finance, managing the entire process for you so you can focus on the build itself.
Pre-approval
A home loan pre-approval is your golden ticket to a successful property search. It’s a formal indication from a lender of how much they are prepared to loan you, giving you a clear budget and the power to make offers with confidence. In the fast-paced Gold Coast property market, being pre-approved is non-negotiable.
Refinancing
Is your current home loan still the best deal for you? With interest rates and lending policies always changing, it's crucial to ensure your mortgage isn't costing you more than it should. At Max Rich, we specialise in helping Gold Coast homeowners review and refinance their loans to save money, unlock equity, and achieve their financial goals sooner.
Self-employed home loans
As a business owner, you're an expert at running your company—but proving your income to a bank can be a frustrating, complex process. At Max Rich, we specialise in home loans for the self-employed. We understand the unique challenges you face and know how to navigate lender policies to secure the finance you deserve.
SMSF
Using your Self-Managed Super Fund (SMSF) to purchase an investment property can be a powerful wealth creation strategy for your retirement. However, it is one of the most complex and regulated areas of lending. At Max Rich, we are specialists in SMSF property finance, providing the expert guidance you need to navigate the rules and invest with confidence.
Let’s chat today to find the right solution for you.
Let’s chat today to find the right solution for you. Whether it's your first home, a growing business, or a new vehicle, Gwen and the Ferns Finance team are here in Beenleigh, Logan, Scenic Rim, and on the Gold Coast to offer expert, obligation-free advice tailored to your goals.
Industry articles & insights from Max Rich
The New 'Must-Have' Amenity: Why EV Charging is a Game-Changer for Gold Coast Commercial Landlords
For Gold Coast commercial property landlords, EV charging is fast becoming a 'must-have' amenity to attract and retain premium tenants. This guide explains why installing EV infrastructure is a smart investment that can increase your property's rental and capital value. Learn how you can finance this value-adding upgrade.
Boost Your Bottom Line: 3 Investments to Supercharge Your Gold Coast SME's Productivity
Looking to make your Gold Coast business more efficient and profitable? This guide outlines three key investments that can supercharge your productivity. Learn how upgrading your technology, investing in new equipment, and improving your workspace can boost your bottom line, and how smart finance can make it happen.
The Investor's End-of-Year Review: 5 Questions to Ask About Your Gold Coast Portfolio
As the year ends, it's time for a strategic review of your property investment portfolio. This guide provides five critical questions every Gold Coast investor should ask about their loans, equity, and cash flow. Use this checklist to review your performance in 2025 and create a powerful financial strategy for 2026.