Flexible Business Loans

In business, timing is everything. Whether you need to seize an opportunity, manage cash flow, or fund expansion, fast access to capital is your competitive edge. At Max Rich, we provide Gold Coast businesses with a gateway to a huge range of smart and flexible funding solutions from both traditional and modern FinTech lenders.

Fast Business Loans to Grow Your Gold Coast Enterprise

For a business on the thriving Gold Coast, opportunities can appear without warning. You might need to purchase stock for the busy tourist season, launch a new marketing campaign, or hire more staff to meet demand. Waiting weeks for a traditional bank to make a decision isn't an option. We specialise in connecting you with fast, accessible business finance—often unsecured—that is designed for the speed of modern business. Let us find the right funding to fuel your ambition.

Our Fast & Strategic Business Funding Process

Our process is built for speed and efficiency, helping you secure the capital you need with minimal paperwork and maximum velocity.

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1

Quick Discovery Call

‍We start with a brief chat to understand your business, your funding requirements, and your objectives. This allows us to immediately identify the best path forward.

2

Streamlined Data Collection

‍We use a simple, often digital, process to gather your key business information. In many cases, this can be done by securely linking to your accounting software or business bank accounts.

3

Lender Marketplace Comparison

‍We submit your application to our extensive marketplace of business lenders, creating a competitive environment to ensure you receive the best possible offers in real-time.

4

Review Your Loan Offers

‍We'll present you with a clear comparison of the best loan offers, breaking down the rates, terms, and repayment structures so you can make a fully informed decision.

5

Accept & Sign Digitally

‍Once you've selected your preferred loan, you can accept the offer and sign the documents electronically from your computer or phone.

6

Funds in Your Account

‍This is our priority. Once the documents are finalised, the funds are typically deposited directly into your business bank account within 24 to 48 hours.

Explore your loan options & their features.

We offer a diverse suite of funding solutions to meet any business need. An Unsecured Business Loan is our most popular product, providing fast access to capital based on your cash flow, with no property security required. For larger funding amounts, a Secured Business Loan may offer more competitive rates. A flexible Line of Credit gives you a pre-approved funding limit to draw on as needed, perfect for managing day-to-day cash flow.

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Helpful calculators.

Explore your financial possibilities and understand potential costs with these handy calculators.

Balloon Payment Calculator

Use the balloon payment calculator to understand the impact that a balloon payment will have on your monthly loan repayments and the total amount of interest you’ll be required to pay.

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Borrowing Calculator

Use the calculator to find out how much you could borrow.

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Car Loan Calculator

Find out how much your car loan repayments will be, and the total interest charged for the car loan.

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Loan Comparison Calculator

Different loans have different fees, features and repayment options. Use our loan calculator to see how the numbers stack up between two loans.

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Loan Repayment Calculator

Use this repayment calculator to understand how much your loan repayments might be.

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Frequently asked questions.

View our full FAQs
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Can you help me figure out my borrowing capacity?

Absolutely. Your borrowing capacity is a calculation of how much a lender will loan you based on your income, debts, and living expenses. While online calculators offer a rough estimate, we provide a far more accurate and reliable assessment. We will analyse your financial situation to give you a clear budget and help you secure a formal pre-approval, which is the green light you need to search for property with real confidence.

How does a mortgage work?

A mortgage works by allowing a borrower to take out a loan to buy a home, which they then repay over time with interest. The lender provides the funds, and in return, the borrower agrees to pay back the loan amount plus interest over a specified period.

Monthly Payments

Monthly payments typically include both principal and interest, and may also include property taxes and homeowners insurance. This is known as a PITI payment (Principal, Interest, Taxes, Insurance).

Understanding how these payments are structured can help borrowers manage their finances effectively.

How long does it take to close?

The time it takes to close on a mortgage can vary, but it typically ranges from 30 to 45 days. Factors that can influence this timeline include the lender's processing speed, the complexity of the loan, and the responsiveness of all parties involved.

Tips for a Smooth Closing

To ensure a smooth closing process, maintain open communication with your lender and promptly provide any requested documentation.

How much can I borrow?

Your borrowing capacity depends on several factors, including your income, financial commitments, living expenses, and the size of your deposit. While online calculators provide a rough estimate, our detailed assessment provides a much more accurate figure. We do this as part of a formal pre-approval process, so you know exactly what your budget is before you start looking.

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How to apply for a mortgage?

Applying for a mortgage involves several steps. First, gather necessary documents such as proof of income, tax returns, and credit history. Next, research different lenders and mortgage products to find the best fit for your needs.

Steps to Follow

  1. Gather financial documents.
  2. Check your credit score.
  3. Shop around for lenders.
  4. Submit your application.

Following these steps can streamline the mortgage application process.

Should I use a bank or broker?

A bank can only offer you its own limited range of products. As your mortgage broker, we offer you a choice from over 60 different lenders. We work for you, not the banks. Our role is to understand your unique needs, compare the market to find a suitable loan, and manage the entire process from application to settlement, saving you time and stress.

Talk to us today about your options.

Let’s chat today and find the right solution for you. Whether you’re buying your first home, expanding your business, or upgrading your vehicle, Maxine and the Max Rich Brokerage team provide expert, obligation-free guidance across the Gold Coast, Logan, Brisbane, and the Scenic Rim, tailored to your goals.

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