Your Expert Mortgage Broker for the Gold Coast & Brisbane

Max Rich is your trusted local mortgage broker, proudly serving the Gold Coast, Brisbane, and the entire Southeast Queensland region. We provide the expert advice to help you secure your property goals with confidence.

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Hi, I'm Maxine Richards, your local mortgage broker and the founder of MAX Rich Brokerage.

With over seven years of experience in financial services, my absolute passion is helping individuals and families right here in our community achieve their property dreams. Whether you're a first home buyer excited to leave the rental market, a growing family needing to refinance for an upgrade, or a savvy investor looking to expand your portfolio, I'm here to be your strategic partner.Based in Gold Coast, I have firsthand knowledge of the dynamic property market across Southeast Queensland.

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Find the right
solution for you

Whether you're a first-time homebuyer, looking to refinance, expanding your business, or securing finance for a new vehicle, we're here to help. We'll simplify the complexities and connect you with the ideal loan solution tailored to your unique needs.

Find solutions
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Home loans

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First Home Loans
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Next home loans
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Investment loans
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Construction loans
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Pre-approval
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Refinancing
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Self-employed home loans
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Home Loans Gold Coast | Mortgage Broker | Max Rich
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Your Expert Gold Coast Mortgage Broker

Securing the right home loan is the most important step in your property journey. As your expert mortgage broker for the Gold Coast, we simplify the entire process. With access to over 60 lenders, we compare thousands of products to find the perfect loan for your unique situation. Explore our home loan options below to get started.

Business loans

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Asset finance
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Business loans
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Business Vehicle & Ute Finance
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Commercial loans
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Equipment finance
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Business Loans Gold Coast | Fast SME Finance | Max Rich
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Fast Business Loans to Grow Your Gold Coast Enterprise

In business, timing is everything. Whether you need to seize an opportunity, manage cash flow, or fund expansion, fast access to capital is your competitive edge. At Max Rich, we provide Gold Coast businesses with a gateway to a huge range of smart and flexible funding solutions from both traditional and modern FinTech lenders.

Personal loans

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Car loans
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Personal loans
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Personal Loans Gold Coast | Debt Consolidation | Max Rich
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Fast Personal Loans on the Gold Coast

Whether you're planning a dream holiday, consolidating debt into one simple payment, or funding a home renovation, a personal loan can be the smart way to make it happen. At Max Rich, we provide fast access to a wide range of competitive personal loans, helping you find a better rate and a more structured solution than a credit card.

Over 70+ lenders to help you find the one for you

Discover how Max Rich helps you achieve your property goals.

Max Rich: Your Smartest Property Move.

1

Say Hi

Found us? Lucky you!

Reach out via phone, email, Insta DM, or our website. We’ll tee up a free chat to see what you're chasing.

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2

Quick chat

15–30 mins to unpack your goals.

Whether it’s a home, car, biz boost, or a big life move — we’re all ears (and solutions).

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3

Info time

We’ll send you a simple checklist.

Upload your docs via our secure portal (or just email us – easy peasy). We’ll do the boring stuff so you don’t have to.

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4

Strategy, sorted

We lay out your options.

In plain English — the good, the great, and the heck yes. You pick your path, we back you all the way.

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5

We Apply Like Pros

Application? Done.

We prep, polish, and submit it to the right lender for you. You’ll get updates at every stage — no guesswork, no ghosting.

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6

Approval Party

You're approved!

Home loan, business boost, personal win — whatever it is, we’ll pop the virtual bubbly.

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7

Money Moves

Settlement happens.

Funds drop, keys exchange — your plan is now a reality. (We’ll make sure all the legal stuff runs smooth, too.)

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8

Welcome to the Ferns Fam

We don’t ghost post-settlement.

You get ongoing support and annual reviews. We’ve got your back, long-term.

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What makes
us different?

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Your own personal, non-bank affiliated home loan expert.
Free for you1
We work in your best interests (we’re not owned by a bank)
Fast turnaround times2
Access to over 60+ banks and lenders in one place3
Ongoing support and guidance once your loan has settled4

Max Rich

Banks & lenders

1There may be occasions where you may be charged a fee by your broker.

2Your broker is able to assess each lender's approval times and identify those that can provide approval quickly, however this is subject to change and can vary significantly based on how complex is your loan application and how quickly you’re able to provide the information we need.

‍3Not all lenders are available to all brokers. The exact details of the lenders your broker has access to is disclosed within the Credit Guide your broker gives to you when providing credit assistance or is available upon request.

‍4The way in which your broker will stay in touch with you will differ, however typically this will be via email. In addition you will be able to contact them for guidance as required. You are able to opt out of these communications at any stage.

Let’s chat today to find the right solution for you.

Let’s chat today and find the right solution for you. Whether you’re buying your first home, expanding your business, or upgrading your vehicle, Maxine and the Max Rich Brokerage team provide expert, obligation-free guidance across the Gold Coast, Logan, Brisbane, and the Scenic Rim, tailored to your goals.

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Your questions,
easily answered.

Have questions about home loans, refinancing, business finance, or how a mortgage broker can help? Find the answers to your questions here.

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What are the types of mortgages?

There are several types of mortgages available to borrowers, each with its own features and benefits. The most common types include:

  • Fixed-Rate Mortgage: The interest rate remains the same throughout the life of the loan.
  • Adjustable-Rate Mortgage (ARM): The interest rate may change at specified times, usually resulting in lower initial payments.
  • Interest-Only Mortgage: The borrower pays only the interest for a certain period, after which they begin paying off the principal.

Choosing the right type of mortgage depends on individual financial situations and long-term goals.

How to apply for a mortgage?

Applying for a mortgage involves several steps. First, gather necessary documents such as proof of income, tax returns, and credit history. Next, research different lenders and mortgage products to find the best fit for your needs.

Steps to Follow

  1. Gather financial documents.
  2. Check your credit score.
  3. Shop around for lenders.
  4. Submit your application.

Following these steps can streamline the mortgage application process.

How long does it take to close?

The time it takes to close on a mortgage can vary, but it typically ranges from 30 to 45 days. Factors that can influence this timeline include the lender's processing speed, the complexity of the loan, and the responsiveness of all parties involved.

Tips for a Smooth Closing

To ensure a smooth closing process, maintain open communication with your lender and promptly provide any requested documentation.

Industry articles & insights from Max Rich

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The New 'Must-Have' Amenity: Why EV Charging is a Game-Changer for Gold Coast Commercial Landlords

For Gold Coast commercial property landlords, EV charging is fast becoming a 'must-have' amenity to attract and retain premium tenants. This guide explains why installing EV infrastructure is a smart investment that can increase your property's rental and capital value. Learn how you can finance this value-adding upgrade.

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Boost Your Bottom Line: 3 Investments to Supercharge Your Gold Coast SME's Productivity

Looking to make your Gold Coast business more efficient and profitable? This guide outlines three key investments that can supercharge your productivity. Learn how upgrading your technology, investing in new equipment, and improving your workspace can boost your bottom line, and how smart finance can make it happen.

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The Investor's End-of-Year Review: 5 Questions to Ask About Your Gold Coast Portfolio

As the year ends, it's time for a strategic review of your property investment portfolio. This guide provides five critical questions every Gold Coast investor should ask about their loans, equity, and cash flow. Use this checklist to review your performance in 2025 and create a powerful financial strategy for 2026.

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