Don't just read about past success stories—become one. This is your action guide to using the powerful government schemes available right now to buy your first home on the Gold Coast. Learn how the Home Guarantee Scheme, Help to Buy, and stamp duty concessions can help you get into the market sooner, with a smaller deposit.
You may have seen reports about the thousands of Australians the government has helped into their first home. But that's history. The important question is: how can the government help you buy your first home on the Gold Coast, right now?
As of October 2025, the range of support for first home buyers is more powerful than ever before. If you've been feeling locked out of the market, this is your wake-up call. Here's a quick guide to the schemes that can turn your dream into a reality.
1. The Home Guarantee Scheme (HGS): This is the big one. The HGS allows you to buy a home with as little as a 5% deposit without paying any Lenders Mortgage Insurance (LMI). The government guarantees the rest for the bank, saving you thousands of dollars in upfront costs. The property price cap for the Gold Coast is a generous $1,000,000.
2. The Help to Buy Scheme: This is a game-changing shared equity scheme. The government can contribute up to 40% of the purchase price, which dramatically reduces the size of your mortgage and your monthly repayments. You only need a 2% deposit to be eligible.
3. The QLD First Home Concession: This state scheme can save you a fortune in stamp duty. If you buy your first home for $700,000 or less, you pay zero stamp duty—a saving of up to $17,350.
Become Our Next Success Story
These schemes exist to help you, but navigating the eligibility criteria and application process can be complex. That's our job. We are experts in these schemes and work with them every day to help Gold Coast renters become homeowners. Let's check your eligibility and create a personalised strategy to make you our next success story.
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Let’s chat today and find the right solution for you. Whether you’re buying your first home, expanding your business, or upgrading your vehicle, Maxine and the Max Rich Brokerage team provide expert, obligation-free guidance across the Gold Coast, Logan, Brisbane, and the Scenic Rim, tailored to your goals.
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