With the 2025 budget in the rear-view mirror, what could the 2026 Federal Budget hold for the Gold Coast? This preview looks at the key issues to watch, including future support for housing affordability, cost-of-living measures, and incentives for small businesses. Learn why the smartest strategy is to act on the certain opportunities available in the market today.
With the impact of the 2025 budget now being felt across the economy, the conversation among economists and households is already shifting towards what's next. As we look ahead to the Federal Budget in May 2026, what are the key issues facing Gold Coast residents, and what potential measures should we be watching for?
Here’s our preview and a 'wishlist' of what would benefit our local community.
The Big Issue: Housing Affordability & Support
Housing will undoubtedly be a centrepiece of the next budget.
- What to Watch For: We'll be closely watching for any announcements regarding the future of the incredibly popular Home Guarantee Scheme and the Help to Buy shared equity scheme. Will the current eligibility criteria and property price caps be extended or adjusted to keep pace with the Gold Coast market?
- Our Wishlist: A long-term commitment to these schemes to provide certainty for first home buyers, plus new initiatives to increase the supply of new housing in Southeast Queensland.
Cost of Living & Your Household Budget
After the tax adjustments of recent years, the government will continue to face pressure to help with the cost of living.
- What to Watch For: We will be looking for any further adjustments to tax brackets, changes to childcare subsidies, or new targeted energy rebates that could provide relief for household budgets.
- Our Wishlist: Continued support that helps families manage their finances and eases the pressure on their monthly cash flow.
Incentives for Gold Coast Small Businesses
The health of our local economy is driven by our small businesses.
- What to Watch For: The Instant Asset Write-Off is a key policy that is often reviewed annually. Gold Coast business owners will be eagerly awaiting news on whether it will be renewed for the 2026-27 financial year, as this heavily influences investment decisions.
- Our Wishlist: More long-term certainty for business investment incentives, allowing for better planning and growth.
The Smartest Strategy: Act on Today's Certainty
While it's interesting to speculate, the most effective financial strategy is always to act on the knowns, not the unknowns. The support schemes, tax rules, and lending environment we have today are clear and actionable.
- For Buyers: The current first home buyer schemes are incredibly generous. Don't wait to see if things change next year; the best time to act on the certainty you have now is today.
- For Homeowners: The current interest rate environment provides a great opportunity to review and refinance your mortgage. Lock in your savings now rather than waiting for future possibilities.
The best time to review your financial strategy is always now.
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