Flexible Business Loans

In business, timing is everything. Whether you need to seize an opportunity, manage cash flow, or fund expansion, fast access to capital is your competitive edge. At Max Rich, we provide Gold Coast businesses with a gateway to a huge range of smart and flexible funding solutions from both traditional and modern FinTech lenders.

Fast Business Loans to Grow Your Gold Coast Enterprise

For a business on the thriving Gold Coast, opportunities can appear without warning. You might need to purchase stock for the busy tourist season, launch a new marketing campaign, or hire more staff to meet demand. Waiting weeks for a traditional bank to make a decision isn't an option. We specialise in connecting you with fast, accessible business finance—often unsecured—that is designed for the speed of modern business. Let us find the right funding to fuel your ambition.

Our Fast & Strategic Business Funding Process

Our process is built for speed and efficiency, helping you secure the capital you need with minimal paperwork and maximum velocity.

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1

Quick Discovery Call

‍We start with a brief chat to understand your business, your funding requirements, and your objectives. This allows us to immediately identify the best path forward.

2

Streamlined Data Collection

‍We use a simple, often digital, process to gather your key business information. In many cases, this can be done by securely linking to your accounting software or business bank accounts.

3

Lender Marketplace Comparison

‍We submit your application to our extensive marketplace of business lenders, creating a competitive environment to ensure you receive the best possible offers in real-time.

4

Review Your Loan Offers

‍We'll present you with a clear comparison of the best loan offers, breaking down the rates, terms, and repayment structures so you can make a fully informed decision.

5

Accept & Sign Digitally

‍Once you've selected your preferred loan, you can accept the offer and sign the documents electronically from your computer or phone.

6

Funds in Your Account

‍This is our priority. Once the documents are finalised, the funds are typically deposited directly into your business bank account within 24 to 48 hours.

Explore your loan options & their features.

We offer a diverse suite of funding solutions to meet any business need. An Unsecured Business Loan is our most popular product, providing fast access to capital based on your cash flow, with no property security required. For larger funding amounts, a Secured Business Loan may offer more competitive rates. A flexible Line of Credit gives you a pre-approved funding limit to draw on as needed, perfect for managing day-to-day cash flow.

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Helpful calculators.

Explore your financial possibilities and understand potential costs with these handy calculators.

Balloon Payment Calculator

Use the balloon payment calculator to understand the impact that a balloon payment will have on your monthly loan repayments and the total amount of interest you’ll be required to pay.

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Borrowing Calculator

Use the calculator to find out how much you could borrow.

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Car Loan Calculator

Find out how much your car loan repayments will be, and the total interest charged for the car loan.

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Loan Comparison Calculator

Different loans have different fees, features and repayment options. Use our loan calculator to see how the numbers stack up between two loans.

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Loan Repayment Calculator

Use this repayment calculator to understand how much your loan repayments might be.

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Frequently asked questions.

View our full FAQs
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What are the types of mortgages?

There are several types of mortgages available to borrowers, each with its own features and benefits. The most common types include:

  • Fixed-Rate Mortgage: The interest rate remains the same throughout the life of the loan.
  • Adjustable-Rate Mortgage (ARM): The interest rate may change at specified times, usually resulting in lower initial payments.
  • Interest-Only Mortgage: The borrower pays only the interest for a certain period, after which they begin paying off the principal.

Choosing the right type of mortgage depends on individual financial situations and long-term goals.

What are the upfront costs I should be aware of when buying?

Beyond the deposit, there are several other costs to budget for. We believe in full transparency, so there are no "hidden fees." We provide all our clients with a clear breakdown of expected purchase costs, which typically include:

  • Stamp Duty (a state government tax)‍
  • Legal and Conveyancing Fees
  • Building & Pest Inspection Reports
  • Lenders Mortgage Insurance (LMI), if your deposit is less than 20%‍
  • Bank and Government Fees

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What is a good interest rate?

A "good" interest rate is more than just the lowest number. The most competitive loan package is one that has a great rate combined with the right features (like an offset account), low fees, and a lender policy that suits your circumstances. Our job is to compare options from over 60 lenders to find the loan that offers the best overall value for you.

Talk to us today about your options.

Let’s chat today and find the right solution for you. Whether you’re buying your first home, expanding your business, or upgrading your vehicle, Maxine and the Max Rich Brokerage team provide expert, obligation-free guidance across the Gold Coast, Logan, Brisbane, and the Scenic Rim, tailored to your goals.

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