SMSF Property Loans

Using your Self-Managed Super Fund (SMSF) to purchase an investment property can be a powerful wealth creation strategy for your retirement. However, it is one of the most complex and regulated areas of lending. At Max Rich, we are specialists in SMSF property finance, providing the expert guidance you need to navigate the rules and invest with confidence.

Invest in Gold Coast Property with Your SMSF

Purchasing a Gold Coast residential or commercial property within your superannuation requires a specific loan structure known as a Limited Recourse Borrowing Arrangement (LRBA). The compliance requirements are absolute and non-negotiable. As specialist brokers, we have an in-depth understanding of the strict legislative framework and the niche lending policies that apply. We work closely with you and your team of professional advisors (accountant, financial planner, and solicitor) to ensure your investment strategy is executed flawlessly and remains fully compliant.

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Helpful calculators.

Explore your financial possibilities and understand potential costs with these handy calculators.

Borrowing Calculator

Use the calculator to find out how much you could borrow.

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Budget Planner Calculator

Use this budget planner to help understand your income and expenses, and where you could make savings.

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Extra Mortgage Repayments Calculator

You could potentially save thousands of dollars and take years off your loan by making extra repayments. Let’s run the numbers.

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Honeymoon Rate Loan Calculator

A honeymoon loan can help reduce your monthly repayments for a set term. Use this calculator to compare what your repayments would be compared to a variable loan.

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Income Tax Calculator

The income tax calculator can be used to calculate your net income.

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Loan Comparison Calculator

Different loans have different fees, features and repayment options. Use our loan calculator to see how the numbers stack up between two loans.

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Loan Repayment Calculator

Use this repayment calculator to understand how much your loan repayments might be.

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Lump Sum Repayment Calculator

This home loan repayment calculator helps you calculate the savings benefits of making additional lump sum repayments on your home loan.

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Mortgage Offset Calculator

Use the calculator to see how quickly you could pay off your loan with an offset account.

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Savings Planner Calculator

Use the calculator to find out how much you could save.

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Stamp Duty Calculator

Find out how much budget you need to set aside to cover Stamp Duty costs and what the requirements are in your state or territory.

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Frequently asked questions.

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What are closing costs?

Closing costs are fees associated with finalising a mortgage transaction. These costs can include loan origination fees, title insurance, appraisal fees, and more. Typically, closing costs range from 2% to 5% of the loan amount.

Importance of Closing Costs

Being aware of closing costs is essential for buyers, as they can significantly impact the overall cost of purchasing a home.

What are the types of mortgages?

There are several types of mortgages available to borrowers, each with its own features and benefits. The most common types include:

  • Fixed-Rate Mortgage: The interest rate remains the same throughout the life of the loan.
  • Adjustable-Rate Mortgage (ARM): The interest rate may change at specified times, usually resulting in lower initial payments.
  • Interest-Only Mortgage: The borrower pays only the interest for a certain period, after which they begin paying off the principal.

Choosing the right type of mortgage depends on individual financial situations and long-term goals.

Talk to us today about your options.

Let’s chat today and find the right solution for you. Whether you’re buying your first home, expanding your business, or upgrading your vehicle, Maxine and the Max Rich Brokerage team provide expert, obligation-free guidance across the Gold Coast, Logan, Brisbane, and the Scenic Rim, tailored to your goals.

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